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OptOn launches on-demand insurance for rideshare drivers

Chicago, Illinois - October 1, 2018 OptOn, a mobile, on-demand, commercial insurance product for rideshare drivers, launches today in Illinois. The easy-to-use mobile app provides short-term primary insurance coverage for rideshare drivers across all rideshare driving periods with premium priced per mile.

Social Media Graphics Round 3Extensive research was conducted during the past few years as the transportation network company (TNC) landscape developed to ensure that regulatory and consumer priorities informed the development of this digital product. Recognizing that rideshare drivers have unique insurance risks, optOn addresses insurance gaps that may exist. Personal auto insurance policies might not cover drivers or their vehicles during rideshare trips. In the unfortunate event of a collision, drivers could face high deductibles and risk rate increases or even loss of coverage from their personal insurance providers. 

“We understand that rideshare drivers are faced with unique challenges in the freelance economy,” said CEO Scott Wollney. “The optOn platform allows drivers the flexibility to choose the policy that works best for their budget and risk tolerance. In addition to engaging and supporting customers through a proprietary mobile platform, our customer-centric claims team with decades of experience will be ready to respond when claims occur.”

Wollney noted the constructive role played by the Illinois Department of Insurance in bringing this new product to market. "Consumers benefit from competition and choices," said Jennifer Hammer, Director of the Illinois Department of Insurance. "We are committed to embracing efficiency and innovation to educate and protect insurance consumers while encouraging a vital and robust insurance market.  The newly-created Division of Innovation & Market Analysis reflects the Department’s commitment to being an effective steward of these principles.”   

OptOn provides the flexible protection that rideshare drivers deserve. Key features include:

  • Three different levels of coverage from which drivers can choose each time they initiate a policy
  • Micro policies that last up to 4 hours with no monthly fees or subscriptions
  • Coverage for all periods of rideshare driving
  • Guidance on what to do after an accident and tools to report a claim when a driver needs to 

Get the app - Android      Get the app - iPhone

OptOn is a subsidiary of Atlas Financial Holdings, Inc. (NASDAQ: AFH), which has decades of experience in commercial automobile insurance. 

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Tagged: Insider, Education

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