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The risk of under-insured driving

Maintaining proper insurance coverage is important. Driving without insurance (or without the right insurance) is risky and can put hard-earned rideshare income on the line.  

A recent study conducted by the Insurance Research Council (IRC) observed that 13% of all U.S. motorists were uninsured in 2015, up from 12.3% in 2010.


As the article notes, the upward trend in uninsured motorists should "sound an alarm" for all drivers. 


At optOn, we're focused on solving the problem of insurance gaps to help prevent rideshare drivers from under-insured situations. An area of particular concern is Period 1 - when the vehicle is being used for rideshare driving but has yet to be matched with a passenger.  This is a time when most rideshare drivers might think they're covered, either by their personal car insurance or by their rideshare network coverage, but in reality, a gap usually exists.  

opton rideshare insurance

So, can you afford to drive around without proper rideshare coverage? Can you afford an accident where you'd be responsible for injuries or damages to your vehicle?


Protect your income and avoid the risk of being under-insured.  On-demand coverage with optOn is specifically designed with the rideshare economy in mind.  With a simple mobile app download and a few taps, you're able to pursue your rideshare goals knowing that you have solid insurance protection. 


We're now live in Illinois and if you drive for rideshare in the Land of Lincoln, you can download the free app now.  If you're outside of Illinois, and want to stay up-to-date on everything optOn, subscribe to our newsletter with a click of the button below.


Tagged: Expertise, Protection

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